Umbrella insurance is a type of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage.Umbrella insurance covers not just the policyholder, but also other members of their family or household.Umbrella insurance coverage covers injury to others or damage to their possessions; it doesn't protect the policyholder's property.Umbrella insurance is quite cheap compared to other types of insurance.
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Liability insurance, which pays for expenses due to an accident you cause.Personal injury protection, or PIP, or medical payments, or MedPay, to cover your own medical expenses after an accident, no matter who’s at fault.Uninsured and underinsured motorist coverage to pay for damage from drivers without car insurance, or without enough to pay for damage they cause.
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
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